Small Business Spotlight This month, for Financial Literacy Month, we’d like to highlight Carman Francis, owner and CEO of Peart Consultants Group, LLC. Peart Consultations Group, LLC specializes in professional and personal life coaching, training and development, customer service seminars and other business services. I recently met Mrs. Francis who is the publisher of two financial literacy books. Counting My Pennies was written for middle school students and Are You Ready for Your Financial Journey for high schoolers and beyond. Both books cover a variety of subjects for all ages including savings, investing, needs vs. wants, youth entrepreneurship and credit scores. Teaching young people financial literacy at an early age is a passion of this financial trailblazer with more than 31 years in the banking and financial services industry. Mrs. Francis is committed to helping people become successful in business and in life. If you are interested in learning more about her books or her business and personal services, she can be reached via email at peartconsultants@icloud.com or her website www.peartconsultantsgroup.us.